Stop Guessing How Much You Can Pay Yourself This Month The Feast & Famine Income Planner for freelancers with irregular income. The Problem You had a $12,000 month in March. You had a $1,800 month in June. Nobody warned you about June. Most freelancers track invoices sent, not income smoothed. So every slow month feels like a crisis, even when your yearly average is fine. And when a retainer client goes quiet for three weeks or a "quick negotiation" turns into a lowball, you're left wondering if you should've seen it coming. Budgeting apps built for salaried employees don't help. They assume a number that repeats every two weeks. Yours doesn't. The Solution The Feast & Famine Income Planner is a spreadsheet built for income that swings. Log what you get paid, and it tells you three things every salaried person gets for free: what's safe to pay yourself this month, how much to set aside for taxes, and how big your buffer needs to be before a slow month stops being scary. What's Inside Income Log — Log every payment as it lands. Date, client, type, amount. Monthly Summary — Automatic 3-month and 6-month rolling averages, so one big or bad month doesn't distort your read on where you stand. Safe Draw Calculator — A recommended monthly draw based on your real trailing income, after tax and expense reserves come out first. Reserve Tracker — Set your tax reserve %, expense reserve %, and buffer target in months. Watch your buffer fund grow toward that number. Dashboard — One tab, your whole financial picture. Income trend chart included. Every number recalculates automatically. Update your income once, see your safe draw, tax set-aside, and buffer progress update everywhere. Why This Beats a Generic Budget Template A generic budget template asks you to enter "monthly income" as one number. You don't have one number. This planner is built around averages that update as your real income changes, so the plan adjusts with your business instead of falling apart the first slow month. Price $27. One time. No subscription. That's less than an hour of most freelance rates, for a tool built to answer one question: is this a bad month, or a bad year? Guarantee Try it for 30 days. If it doesn't help you plan around your real income, email me and I'll refund you, no questions asked. Get It Now Stop treating every slow month like an emergency. Get the planner, log this month's income, and see your actual number in the next five minutes. Get the Feast & Famine Income Planner